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Insurance Programs

Motor Insurance

To protect your car from any damages on the road or while parked, including personal accidents for both the owner and passengers, as well as third-party liability for damages caused to others.

 

Comprehensive vehicle insurance:

The basic coverages of Motor insurance:

  • Delta Insurance has introduced a Motor insurance program designed specifically to meet your needs and capabilities, providing you with peace of mind.
  • The Motor insurance program offers coverage for any loss or damage that may occur to your insured car due to collision, overturning, total or partial fire damage, total theft, robbery, or complete destruction of the car.
  • Additionally, the program extends to include other insurance coverages such as personal accident coverage for the driver and passengers, as well as civil liability for material damages resulting from an accident.
  • Car repairs can be carried out at any repair center chosen by the customer. Our company has no objection to covering the repair cost directly to the customer or the repair facility upon receiving a valid claim from the customer for damages that may occur to third parties as a result of the insured car accident.
 

First: Supplementary coverage:

The company is obligated to compensate the insured for any damage, total loss or loss directly incurred by the insured vehicle and its installed accessories as a result of any of the following risks:

  • Accidental collision and/or overturning
  • Fire, explosion or self-ignition.
  • Intentional act of a third party, provided that the responsible party is not an employee of or related to him, and the vehicle is not under his guardianship, possession or control, or under the guardianship, possession or control of any family member (i.e. spouse or children).
  • Loss resulting from burglary, theft or attempted theft.
  • During land or inland water transport or while crossing the Suez Canal (from one shore to another).
  • These policies also include coverage of civil liability for material damage to third parties, up to a maximum of EGP 10,000 for one or more accidents during the insurance period (free of charge). The customer has the option to increase civil liability limit for an additional premium.
 

Second: civil liability coverage:

This coverage includes civil liability for material damage to third parties up to the maximum amount insured for the insured vehicle for one or more accidents during the insurance period.

Thirdly: Civil liability to third parties for loss coverage due to fire or theft:

This coverage includes the total loss, theft, damage, or loss resulting from theft or robbery that occurs to the car due to fire, theft, and civil liability to third parties liability only.

Fourthly: Fire, and robberyor burglary coverage for parked cars:

This case applies when the insured requests coverage for the car that is not in use against the risks of fire, theft, or robbery, provided that the car to be insured is parked inside a private or public garage.

Additional coverages for the Comprehensive motor insurance policy
(according to the client's preference) (for an additional premium):

In addition to the basic coverages, there are various additional coverages to meet the different needs of customers:

  • Coverage for personal accidents for the driver and passenger’s extension of insurance coverage outside the borders of the Arab Republic of Egypt.
  • Roadside assistance service.
  • Risks of riots and civil strikes.
  • Natural hazards.
  • Political violence.